Terms of Use

Summary

Access and use of this website ("Website") and its content is subject to the following terms and conditions of use (together with the documents referred to in them) ("Website Terms of Use"). By accessing the Website you confirm that you have read, understood and accept these Website Terms of Use.

In these Website Terms of Use, "we", "us" and "our" means Equity Direct Broking Limited and "you" and "your" means you, the Website user.

Website access and availability

The Website and the information and services provided on or through the Website are directed at those who can access the Website from the United Kingdom and are intended for use solely by residents of the United Kingdom. You must not use the Website or its content in countries where you are restricted or prohibited from doing so by local laws, regulations, codes and/or customs.

From time to time, we may restrict access to some parts of our Website, or our entire Website, to users who have registered with us.

If you are provided with a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password at any time, if in our opinion you have failed to comply with any of the provisions of these Website Terms of Use.

The Website is provided on an "as is" and "as available" basis and, whilst we have taken care in the preparation of the Website, we do not warrant that you will always have access to the Website (in whole or in part) or that access to the Website will be uninterrupted or error-free at all times. In addition, we do not warrant that your use of the Website or any material downloaded from it will not cause damage to any property, including, but not limited to, loss of data or computer virus infection.

Accuracy of information

Whilst we have taken all reasonable steps to ensure that the information published on the Website is accurate and up to date, we give no warranty and make no representation regarding the reliability, accuracy and completeness of the information on the Website and we accept no liability for any errors or omissions.

Certain information on the Website is provided by third parties and you acknowledge and agree that neither we nor our suppliers have any control over the accuracy or completeness of such third party information.

Reliance on information posted

Commentary and other materials posted on our Website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our Website, or by anyone who may be informed of any of its contents.

Intellectual property rights and use of website

You acknowledge that IAG UK Holdings Limited and/or one or more of its related, affiliated or subsidiary companies is the owner or the licensee of all intellectual property rights in the Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

The information contained in this Website has been prepared solely for the purpose of providing general information about Equity Direct Broking Limited. You may only use the Website for your own personal, lawful use and not for commercial purposes. You may display or print or where indicated download the content of the Website in whole or in part for your personal reference and you may draw the attention of others within your organisation to material posted on our Website. Our status (and that of any identified contributors) as the authors of material on our Website must always be acknowledged. You may not otherwise transfer, copy, distribute, upload, transmit, modify, publish or reproduce the content of the Website in whole or in part in any material form without prior written consent from IAG UK Holdings Limited or one of its related, affiliated or subsidiary companies. If you print off, copy or download any part of our Website in breach of these Website Terms of Use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. Entry to, or interference with, the Website, with intent to corrupt, damage or deny service from the Website, or for any other commercial benefit, shall be taken seriously and we shall take such action as is necessary to protect the Website from any such activities in order to protect our intellectual property rights. In the event you breach this provision, your right to use our Website will cease immediately.

Trademarks

The name Equity Direct Broking Limited and any other images, logos, icons and trademarks of Equity Direct Broking Limited or of the IAG UK Group featured on the Website are the proprietary marks of Equity Direct Broking Limited and/or other members of the IAG UK Group. The names, images, logos and icons of third party companies, products or services featured on the Website are or may be the trademarks of their respective owners.

Unless otherwise agreed in writing with us, nothing on the Website shall be deemed to confer on you any licence or right to use any featured name, image, logo or trademark and any such use may constitute an infringement of our, or a relevant third party´s, rights as owner.

Use of your personal information

In using the Website you agree to be bound by our Privacy Policy which forms part of these Website Terms of Use and you understand and agree that any personal information (including sensitive information) you provide through your use of the Website will be dealt with in accordance with our Privacy Policy. To access our Privacy Policy please click on the ´Privacy Policy´ link provided at the bottom of every page of the Website.

Limitation of liability

Nothing in these Website Terms of Use restricts or excludes our liability to you for death or personal injury caused by our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Subject to the above and as specified in these Website Terms of Use, neither we nor other members of the IAG UK Group nor third parties connected to us shall be liable for any losses, damages, costs, claims, expenses or liabilities whatsoever (whether direct, indirect, special, consequential or otherwise) arising out of or in connection with but not limited to:

the content of the Website
any unavailability of the Website or certain areas of the Website
any amendments or changes to the Website or its content
a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any material posted on it, or on any website linked to it.
your use of the Website otherwise than in accordance with these Website Terms of Use.

To the extent permitted by law, we, other members of the IAG UK Group and third parties connected to us hereby expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.

External links to and from the website

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You may not create a link to any part of our Website other than the home page and you must not establish a link from any website that is not owned by you. We reserve the right to withdraw linking permission without notice.

Some pages on the Website contain hypertext links to websites not operated or maintained by us ("Third Party Websites") which we hope will be of interest to you. You are reminded that when you enter Third Party Websites by means of hypertext links from the Website you will leave the Website and will be subject to the terms and conditions and privacy policies of those Third Party Websites. Similarly, if you enter the Website by means of hypertext links from Third Party Websites you will be subject to these Website Terms of Use.

Hypertext links to Third Party Websites are provided for your convenience only. You acknowledge and agree that we do not endorse and are not responsible in any way for the availability of, information or content displayed on, or software downloaded from, such Third Party Websites (including, without limitation, any advertisements about investment products and services) and we do not endorse or make any recommendation about products and services that are advertised or promoted on such Third Party Websites. We are not liable for any loss or damage which may arise from your use of any Third Party Websites.

Security of email communications and documentation

We try to keep this Website secure. However we ask you to recognise when providing your information to us through our Website or when you send us or ask us to send you any of your confidential information by email, that the internet and email communications over the internet may not be secure. We cannot be responsible for any loss or unauthorised interception of information transmitted via the internet which is beyond our control.

Amendments to website content and terms and conditions

From time to time we may amend or update these Website Terms of Use and/or the content of the Website without informing you in advance. By using, and continuing to use, the Website you acknowledge that you accept any such amendments or updates and so we recommend that you review these Website Terms of Use and the content of the Website regularly. If the need arises, we may suspend access to our Website, or close it indefinitely. Any of the material on our Website may be out of date at any given time, and we are under no obligation to update such material.